NEW BOOK Reveals How IRA Millionaires Can Cash in on Trump's Tax Plan
Includes: Advanced Conversion Strategies for Charitable Giving, Estate Planning, and Investments
"This was a very easy read. Craig made a very complicated subject enjoyable to read and learn about." - JH
The Roth Reset Window: Act Faster Than You Think—at a Higher Bracket Than You’ve Been Told—Before the Trump Tax Advantage Disappears
Continue your lifelong practice of saving taxes...
Learn about the Rothology™ approach.
Avoid an additional 10-20X in taxes…
on top of what you already saved through lifetime 401k contributions…
when you use the OPTIMAL Roth conversion strategy.”
Our clients wouldn’t call themselves wealthy, but they are what I call IRA Millionaires—hardworking savers who have built substantial retirement accounts by living within their means. They’ll receive Social Security, maybe a pension, and some investment income, yet ironically, they’ll use very little of their IRA savings for lifestyle expenses in retirement.
And that’s where the hidden tax disaster begins.
Most DIY investors—and even many professional advisors—only scratch the surface when it comes to Roth conversions. They treat it as an afterthought, failing to grasp the seismic shift in tax policy that makes this the moment to act. But when you take the time to study it, the math reveals a once-in-a-lifetime opportunity—if you implement the right strategy.
Through thousands of consultations, my team and I have uncovered powerful truths that break away from the outdated, conventional wisdom peddled by financial institutions. Inside The Roth Reset, you’ll discover what the industry isn’t telling you—and why waiting could cost you millions in unnecessary taxes.
“On average, the result of developing their ‘best strategy’ has produced an estimated tax avoidance of over $2 million for each of those families.”
My mission with this book is simple: to shed light on a rare and fleeting tax opportunity that may be extended—but only for a limited time.
With the potential renewal of Trump’s tax policies, IRA Millionaires have a second chance to reset their retirement strategy and lock in historically low tax rates before future policy changes shut the door. But too many people hesitate—held back by outdated beliefs and fear of paying taxes today—fear that could ultimately cost them millions in unnecessary taxes over their lifetime.
I wrote The Roth Reset to cut through the confusion, challenge conventional wisdom, and help you take action while this window is still open. This isn’t about speculation—it’s about math. The tax code is written in a way that gives you a limited ability to control how much you pay, and when. But only if you act in time.
This book will give you the clarity, confidence, and strategy to take control of your financial future before this opportunity passes. Waiting could mean handing over a massive portion of your hard-earned wealth to the IRS—simply because you didn’t take action while you still had the chance.
The Problem: Ignorance and faulty opinions
Many IRA Millionaires underestimate their future tax burden, dismissing Roth conversions due to outdated beliefs—especially the mistake of limiting conversions to their current tax bracket. With the potential renewal of Trump’s tax policies, there is an opportunity to reassess and optimize retirement strategies to minimize tax liabilities. However, misconceptions and a lack of proactive planning can lead to unnecessary financial losses.
By understanding the current tax landscape and implementing informed Roth conversion strategies, individuals can take advantage of favorable tax conditions and secure their financial future. It’s crucial to challenge prevailing myths and seek accurate information to make the most of this potential window of opportunity.
ROTH CONVERSION MYTHS
You should never convert to a Roth if:
-
You'll move into a higher tax bracket- FALSE! -
You'll be in a lower tax bracket later- FALSE! -
You'll move into a higher Medicare premium threshold- FALSE! -
You're already in a high tax bracket- FALSE! -
You're receiving required minimum distributions- FALSE!
How do I know this will work for me?
If you have a large IRA and expect to rely more on Social Security, pensions, or investment income than on withdrawals from your IRA for living expenses, then this applies to you.
✅ Are you an IRA Millionaire? If you’ve accumulated significant savings in tax-deferred accounts like a 401(k) or IRA, you are facing a massive, hidden tax burden in retirement. The IRS is waiting to claim its share—unless you take proactive steps.
✅ Are you worried about RMDs? Required Minimum Distributions (RMDs) force you to withdraw taxable income whether you need it or not—potentially pushing you into higher tax brackets and increasing your Medicare premiums. Roth conversions allow you to take control of when and how you pay taxes.
✅ Do you believe taxes will stay low? With the potential renewal of Trump’s tax policies, we have a limited window to lock in historically low tax rates. But if you wait too long and tax laws change, you could be stuck paying significantly more.
✅ Are you concerned about leaving a tax burden to your heirs? The SECURE Act has changed the rules for inherited IRAs, meaning your beneficiaries could be forced to liquidate your IRA and pay heavy taxes in just 10 years. Roth conversions can ensure they receive tax-free wealth instead.
✅ Do you want certainty in your retirement plan? This isn’t about guesswork. Roth conversions are based on math, not opinions. By implementing a structured, optimized strategy, you can eliminate unnecessary taxes and secure more wealth for yourself and your family.
The Roth Reset is your chance to take back control—before the window closes.
"I wish I would have read this book many years ago!"
See What Others Are Saying About The Brand New Book
Masterful insight on Traditional to Roth IRA conversion
“Craig Wear does a Yeoman’s job of clearly comparing the different tax ramifications of Traditional vs. Roth IRA retirement plans. One would be wise to implement his strategies if long term retirement nest egg growth, Medicare premium reduction is one’s goal. Craig will show you how to accomplish this.”
LF
Roth Conversions are too well a kept secret!!!
“What a GREAT book!!! Every CPA and CFA should read and learn this and start giving these to all their clients. I wish I would have known all this and done a Roth Conversion when I was 50 or 60. Anyone who wants to use their hard earned and saved money for themselves and their heirs, rather than have it eaten away by taxes, should read this book and do a Roth conversion. BUT, do it with someone reputable (like the author Craig Wear) who knows what he is talking about and has the sophisticated analysis tools, instead of just someone who claims to be knowledgeable. This is a MUST read!!!”
MA
Very eye-opening information
“Love the book and the information Craig shares about saving taxes by converting the traditional IRA to a Roth. All of the pros and cons are clearly explained. Certainly worth a read if you want to save paying thousands to the government.”
VT
Here's Who This Book is For
The critical factors are age, amount of tax-deferred assets, and your income.
- Perfect Candidates:
- Between ages of 59.5 and 74
- Around $1,000,000 in pre-tax savings
- Good Candidates:
- Under age 59.5 with high savings outside of your IRAs
- At least $750,000 in pre-tax savings
- Legacy Candidates:
- Age 75 or older
- Focus is on NOT leaving a tax-bomb for your heirs
If You Want to Avoid Unnecessary Taxes And Want To Find the Optimal Roth Conversion Strategy...
This Book Is For You!
This book isn’t just about theories—it’s about real, quantifiable solutions that help you determine if Roth conversions are right for you.
Most financial discussions around Roth conversions are oversimplified or outright ignored by mainstream financial media and advisors. That’s why The Roth Reset goes deeper—helping you clearly define whether you have a future tax problem and providing a framework to measure actual costs and benefits.
If you’re an IRA Millionaire, the odds are overwhelmingly in your favor that a structured Roth conversion strategy could save you millions in unnecessary taxes. But the key is not to rely on opinions—mine, your existing advisor’s, or any financial guru’s. Instead, you should have concrete numbers to measure whether taking action now will work for your unique situation.
Likewise, if you run the numbers and find that you’re not a good candidate for accelerated Roth conversions, you’ll be able to rest easy knowing why—not because of fear, myths, or outdated paradigms, but because you’ve analyzed the facts.
This book is designed to cut through misinformation and provide the clarity and confidence you need to make an informed decision about your financial future.
Here's What You'll Learn In The Book
A Sneak Peek of What's Inside:
A Few Of The 'Pro-Tips' Included
- Pro-Tip #1: The Roth Conversion Window Has Been Reset—But Not Forever
- Pro-Tip #2: Your IRA is a Ticking Tax Bomb—And RMDs Are the Detonator
- Pro-Tip #3: The Optimal Roth Conversion Plan Isn’t Just About Staying in Your Current Tax Bracket
- Pro-Tip #4: Roth Conversions Can Be the Best Legacy Plan for Your Heirs
- Pro-Tip #5: Integrating charitable giving with your Roth conversion strategy can save you tens of thousands in taxes.
- Pro-Tip #6: How to transition your investment portfolio strategically during Roth conversions to maximize tax-free growth.
Each of these pro tips is designed to help you navigate your Roth conversion reset with clarity, strategy, and confidence—so you can keep more of your hard-earned wealth.
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"So What's The Catch?"
- Reason 1: We don't do 'recurring' programs.
- Reason 2: We don't sell financial products or investment services.
- Reason 3: We really want you to just read the book, implement the information delivered, and save a ton of income taxes...!
Many See Amazing Results...
Now The Million Dollar Question Is...
Are You Next?
- What if you could continue your history of saving unnecessary taxes? The book will show you how to do that.
- What if you can actually lower your future Medicare premiums and taxation of your Social Security benefits by accelerated Roth conversions?
- What if you can leave your heirs a tax-free legacy?
Here's My Crazy Guarantee:
In case you’re one of those people who (like me) just skips to the end of the page, here’s the deal:
I’m emailing you a full-color PDF of my new book, “Roth Conversion Reset” (that retails at $19.95) for $7. Yes, that’s all. No shipping fee, and no waiting at the mailbox for delivery.
There’s no catch… no gimmicks… You will NOT be signing up for any “trial” to some monthly program or anything like that.
In fact, if you don’t get massive value within the book — just tell me so, and I’ll even refund the $7.
So, CLICK THE BUTTON BELOW to get your copy now! You won’t regret it.
GET YOUR FULL-COLOR PDF
I'll rush a copy to your inbox, ASAP.